Many people in Mexico look for secure and accessible options to send money to family or contacts in the United States. And Walmart, more than just a retail chain, is a safe and reliable solution for these transactions.

The multinational company partners with MoneyGram, Ria Money Transfer, and Western Union, allowing for fast and secure money transfers. Below, we explain how to send money from Mexico to the U.S. with Walmart, including its benefits and costs.

How to Send Money from Mexico to the U.S. with Walmart: Options and Benefits

Sending Money from Mexico to the U.S. Through Walmart: Step-by-Step

Shopping at Walmart USA isn’t the only thing this chain offers. Thanks to its remittance service, Mexicans can also send money to family or friends in the United States.

Currently, there are two ways to use Walmart for money transfers:

1. Walmart2World

For international money transfers, Walmart offers the Walmart2World service, partnering with MoneyGram and Western Union.

The steps to send money to the United States from Mexico through Walmart2World are as follows:

1. Go to a Walmart store and visit the customer service counter.

2. If you want to do it with MoneyGram, you can start the process from their website and complete the payment at the Walmart store.

3. Select the recipient’s method of receiving the funds (cash pickup, deposit to a bank account, debit card, digital wallet, or ATM withdrawal).

4. Present a valid photo ID to complete the transaction.

5. Keep the receipt and share the transaction number with the recipient.

For cash pickups, you must select MoneyGram or Western Union as your provider.

2. Walmart2Walmart

This method allows you to transfer money between two Walmart stores via Ria Money Transfer. However, it is exclusively for domestic transfers—meaning within the United States, Puerto Rico, or Mexico.

Note: Walmart does not process money transfers directly. Instead, it acts as an access point for its partner services.

Benefits of Using Walmart to Send Money from Mexico to the U.S.

Sending money from Mexico to the U.S. through Walmart offers several advantages, including:

• Variety of providers and transfer methods. Walmart partners with recognized financial services, allowing users to choose the best option based on costs, speed, and recipient’s preferred method.

• Security and reliability. Transactions are secure and backed by Walmart’s tracking system, which is useful for clarifications or inquiries.

• Extensive coverage in the U.S. The recipient can withdraw the money from thousands of locations, whether in Walmart stores or partner agencies.

• Multiple receiving options. Funds can be deposited into a bank account, digital wallet, or picked up in cash.

The service is reliable and accessible, as many Walmart stores have extended hours, and some operate 24/7.

Walmart’s Fees for Sending Money from Mexico to the U.S.

If you’re wondering, how much does it cost to send money through Walmart? The answer varies depending on Walmart’s partner services.

For example:

• Walmart2Walmart and Walmart2World (via Ria Money Transfer) have fixed fees starting at $4 USD and competitive exchange rates. Walmart applies an exchange rate margin over the market rate.

• Western Union transfers via Walmart depend on several factors, such as the transfer amount, payment method, and recipient’s withdrawal method. Western Union also applies its own exchange rate.

• Walmart2World with MoneyGram has fees that vary based on the amount sent and the payment method.

Here’s an estimated breakdown of MoneyGram’s fees via Walmart2World:

Note: Exchange rates may be less competitive than other money transfer providers.

How Long Does It Take to Send Money from Mexico to the U.S. Through Walmart?

Processing times vary depending on each provider and the payment method selected.

Here are the estimated processing times:

What Do You Need to Pick Up a Money Transfer at Walmart?

If you need to withdraw money sent through Walmart, follow these steps:

1. Go to the customer service desk or the financial services area at Walmart.

2. Inform the staff that you’re picking up a money transfer and provide the transaction details.

3. Present a valid ID that matches the sender’s information.

4. Provide the reference number, sender’s name, and expected amount.

5. Sign the receipt after your information is verified.

6. Receive your money in cash.

If the money was sent via MoneyGram or Western Union, you can also pick up the funds at their authorized offices.

DolarApp: Send and Receive Money from the U.S. Without Hidden Fees

While using Walmart money transfers is a good option, DolarApp could be an even better alternative.

With us you will get several benefits, including sending money from Mexico to the United States in digital dollars. To do this, you must download the application, open an account in USDc and wait for it to be enabled. 

Once you have an active account and a positive balance, you will be able to send or receive funds for a fee of 3 USDc. Of course, you need to add the beneficiary's data, for example, your routing number and account. 

Another advantage of using DolarApp is that you can order a virtual card to shop online at sites like Walmart and Target. As well as any other e-commerce platform that accepts Mastercard. 

You can also link an account in pesos and convert USDc to MXN. There is no cost and we use a competitive exchange rate.

All these services are available from the application.