You are probably familiar with the Amazon store, but the company service offering goes far beyond the e-commerce, one example is Amazon Pay. This tool is designed to simplify transactions in just a couple of clicks.

In other words, it’s the perfect solution for platform customers who want to shop on external websites securely and without hassle.

But do you know exactly what it is and how Amazon Pay works?

If not, stay tuned and find out in this post, where we explain more than just its definition and functionality. We’ll also cover the Amazon Pay fees and introduce a much more beneficial option.

Amazon Pay: Definition, Functionality, and Fees

Amazon Pay: What It Is and How It Works

Amazon Pay is an electronic payment service developed by the e-commerce giant Amazon, allowing users to make purchases both on and off the platform.

Moreover, with Amazon Pay, you don’t need additional registration, as it uses the information already stored in your Amazon account. This includes your login details, payment card, and shipping address.

How Amazon Pay Works

The system is similar to popular wallets in Mexico, such as Oxxo Pay or the mobile payment service Apple Pay.

This means you need to select Amazon Pay when checking out on a website that supports this payment method.

The first time you use the service, you will be asked for an email for accounts associated with phone numbers. Then, you’ll need to agree to the terms before you can complete the checkout process.

The most important thing is that you must be an Amazon.com customer to start using this payment method.

Is Amazon Pay Safe to Use?

Yes, you can shop worry-free with Amazon Pay.

The payment information stored by Amazon Pay is already secured within your Amazon account. This prevents you from having to share sensitive data with the website where you're making a purchase.

The service incorporates encryption technology and uses advanced security protocols, as effective as systems like Google Pay.

Additionally, you’ll have the A-to-Z Guarantee as a buyer, which protects your payments when using Amazon Pay on third-party online platforms.

Where Can You Use Amazon Pay?

While many stores accept Amazon Pay, its availability in Mexico is more limited compared to the United States or Europe. That’s why it’s important to make sure you see the Amazon Pay button in the payment options on other websites.

Generally, it can be used across various e-commerce sectors, including fashion, entertainment, technology, services, and more, whether you're shopping from your desktop computer, tablet, or mobile device.

You can also use it on your TV to add subscriptions directly from a smart TV—for instance, paying for streaming services with your integrated Amazon account.

Amazon Pay Fees

Amazon Pay only charges fees to merchants for each transaction processed through the platform.

As a buyer, there’s no cost to use Amazon Pay, whether for membership or transactions.

The only fees that may apply are those charged by your bank card issuer or financial institution. This means that if you purchase in a foreign currency, things change.

If you pay directly in a different currency with your regular card, you’ll have to accept the fees and exchange rate offered by your bank. However, we offer you a better solution: paying with DolarCard, the card from DolarApp.

Better Alternative to Amazon Pay: DolarCard

With DolarApp, you can request the DolarCard, a perfect option if you need greater flexibility and control when shopping online.

Here’s why DolarCard is a better alternative to Amazon Pay:

Dollar Card

DolarCard allows you to make direct payments in the universal currency: the U.S. dollar. This avoids unfavorable fluctuations in exchange rates as well as conversion fees for foreign currencies.

For example, the kind that traditional banks associated with Amazon Pay often apply when paying in another currency.

Control of Exchange Rates

Through the app, you can manage all your transactions—when and how your money is converted.

With DolarApp, you can link your Mexican peso account and convert your money into digital dollars, or vice versa. This is a significant advantage, allowing you to avoid the less favorable rates offered by local banks.

Ease of Use

Since DolarCard is primarily designed to handle dollars, it simplifies international purchases. This means that if you’re a frequent consumer on foreign online platforms, you’ll save a lot on exchange rate fees.

Additionally, DolarCard is more likely to be accepted than Amazon Pay in local stores, as it functions like any Mastercard.

Best of all, it offers a better exchange rate than your bank or the card linked to your Amazon Pay account.

Frequently Asked Questions

How do I pay with Amazon Pay?  

If Amazon Pay is an available payment option at the desired store, look for the corresponding button during the checkout process. When clicked, you’ll log in with your Amazon account, choose one of the registered payment options, and complete the transaction.

What cards can I link to Amazon Pay?  

You can link several credit and debit cards. To date, Amazon Pay accepts Visa, Mastercard, American Express, Discover, Diners Club, and JCB. International debit cards can be linked as long as they are enabled for online payments.

Can I use an Amazon gift card as a payment method with Amazon Pay?  

No. These cards are not enabled as payment methods for purchases through Amazon Pay. They can only be used to buy eligible products and services on Amazon.com and some affiliated sites.