DolarApp Blog Your Money
Payment Methods on AliExpress
Sofia Santos
Sofia Santos 12/23/2024

Having been in the market for more than a decade, AliExpress is currently one of the favorite options for millions of buyers. This has driven the platform to diversify its payment methods to meet the needs of users worldwide.

From credit cards and e-wallets to local methods, AliExpress can simplify your shopping experience.

Below are the details.

How to Pay on AliExpress: Available Methods

Payment Methods on AliExpress [Updated 2025]

Although AliExpress is a Chinese platform, its popularity goes well beyond its borders. This is why it offers a wide variety of payment methods to adapt to the needs of consumers anywhere in the world.

Among the most popular options are:

Visa and Mastercard Cards

Bank debit/credit cards are one of the most common methods used by users when shopping on AliExpress.

Additionally, it supports the best-known: Visa and MasterCard, as well as American Express, Maestro, prepaid, and virtual cards.

This is a good opportunity to link the DolarCard from DolarApp. Besides being backed by Mastercard, it operates with digital dollars internationally.

Hence, it can help you save on conversions when paying on platforms like AliExpress.

PayPal

E-wallets like PayPal offer buyer protection, covering, for example, refunds in case of issues with your order.

However, you could say its use on AliExpress is limited, as not all sellers accept it as a payment method. So it depends on the vendor you choose.

The good thing: You can pay with your account balance, as well as with linked debit/credit cards. The downside: It often charges fees.

Western Union

How to pay on AliExpress without a card?

You can use methods like Western Union, though it’s not well-known among consumers.

Why? Because it’s not the most practical option due to its more tedious process.

You have to go to one of its offices to arrange the transaction and wait about 3 days for payment verification. Also, your purchases must exceed 20 USD, and it usually applies a fee based on the total amount.

Google Pay

If you’re looking for a fast, convenient, and secure service, Google Pay is an excellent alternative.

1. It uses tokenization technology to protect your banking information.

2. You only need a few clicks to pay, especially if you’re shopping from your mobile device or compatible apps.

The good news is that in Mexico, you can add your Visa, Mastercard, American Express, and Visa Electron cards.

Mercado Pago

The Mercado Pago system is increasingly popular among Latin American consumers. And AliExpress has integrated it as one of its methods for Mexican buyers.

The service lets you make payments quickly and securely. Plus, you can use the funds in your Mercado Pago account or your debit/credit cards, and even cash methods like OXXO.

However, it applies its own exchange rate, which might not be very beneficial.

Alipay

This is AliExpress’s standard system to ensure secure and reliable purchases. Alipay acts as an intermediary to protect both the buyer and the seller during the transaction.

A standout feature is that it doesn’t charge additional fees for international payments. Alipay automatically converts your pesos to USD, and the exchange rate it usually applies is favorable to the buyer.

You can link your debit/credit card to Alipay to process payments.

Wire Transfer

Choose this option if you prefer to send funds directly from your bank account, whether domestically or internationally.

However, banks often charge high fees compared to other methods. Also, it’s an eligible option for purchases over $20.01 USD but doesn’t apply if any item requires expedited processing.

Given that AliExpress transactions must be in USD, we suggest a more practical alternative: DolarApp.

Part of its services is receiving or sending digital dollars by providing details of a U.S. bank account. You just need a positive USDc balance to make the transfer.

How to Pay on AliExpress

The platform doesn’t complicate the payment process; the steps are simple:

1. Go to your cart if you already have your list of purchases and click “Buy.” You can also do it directly from the product page if you’re only buying one item.

2. Choose the payment method from the menu. Generally, it will show default options, but below that, you can click “View more” for the rest.

3. Then, you’ll see the summary showing the amount along with a button, which may change appearance depending on the chosen payment method.

Below are the steps for some of the mentioned methods:

How to Pay on AliExpress with a Debit Card?

Simply select “Add a new card” under payment methods and enter the following details:

  • Cardholder name

  • Card number

  • Expiry date

  • CVV code

How to Pay on AliExpress with a Credit Card?

Exactly the same way as above; the difference lies in how payments are processed.

How to Pay on AliExpress with Google Pay?

1. Look for the Google Pay button and click it.

2. Link your debit/credit card to the platform.

3. Complete your purchase with a few clicks, without manually entering your card details.

How to Pay on AliExpress with Mercado Pago?

1. Upon selecting Mercado Pago on AliExpress, choose the option that suits you best, including your account balance or debit/credit cards.

2. Choose your monthly payments.

4. Enter your security code.

5. Click Pay.

With this system, you have access to monthly installments with no interest (MSI).

How to Pay on AliExpress in Cash?

1. Choose “Pay in cash” in Mercado Pago.

2. Save the code you get afterward.

3. Present it at an OXXO and pay your purchase total.

Is It Safe to Pay on AliExpress?

Yes, AliExpress offers a secure payment environment thanks to its protection systems and reliable methods.

The platform ensures your money is safe until you confirm that the received product is in good condition. Also, your financial data is protected by advanced encryption technology.

Does AliExpress Offer Guarantees for Both Buyers and Sellers?

Yes, both parties are protected by an escrow system known as Buyer Protection. This is what we discussed earlier, where the money is released to the seller only when you mark that your order arrived safely.

Otherwise—if it’s defective or doesn’t arrive—you can request a refund.

Tips for Paying Safely on AliExpress

Here are some tips for paying safely on AliExpress:

  • Use tools to monitor prices and avoid misleading discounts.

  • Check which card or payment system offers the most favorable cashback for your purchases.

  • Confirm with your bank whether there are additional fees when paying on AliExpress.

  • If a payment fails, contact your bank or seller and consider switching methods.

  • Remember that completing the secure purchase process also means verifying any applicable taxes for buying on AliExpress. So make sure you know them.

What Is the Best Way to Pay on AliExpress?

The best method depends on your needs. However, we can suggest using whichever offers the most security.

Methods like Alipay, Visa/Mastercard are highly recommended to ensure quick, secure transactions.

DolarApp is also a good choice since it implements security measures to protect your data, such as tokenization encryption and SOC2 certification.

Don’t forget to use the tracking number after payment to monitor your package until delivery.

DolarApp mobile app image
Logo

Discover a world
without borders.

The world has borders. Your finances don’t have to.

Most recent in Your Money